Rent to own Homes in El Cajon, CA

A few miles to the east of San Diego proper, El Cajon is a picturesque suburban area nestled between the mountains and the ocean. The temperate climate features far more sunny days per year than most of America, and there are no chilly winters here. A quiet, growing community, El Cajon boasts many charming amenities like the El Cajon Farmers Market, El Cajon Plaza Shopping Center and the San Diego Air and Space Museum Gillespie Field Annex. A youthful and family-friendly environment, El Cajon, affectionately known as "The Big Box," has seen rising home appreciation and sales in the last year that prove this is a popular place to live, whether working in San Diego or elsewhere.

El Cajon, CA is a great place for affordable rent-to-own homes! With a median household income of over $56,367 and a median rent of $1,398, the El Cajon, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in El Cajon, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out El Cajon, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
9456 RIVERVIEW AVE
Rent To Own
 
Single Family Home
Lakeside, CA 92040
4
2
1938 ft2
1952
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
Hot
1 of 6 405 3RD ST
Rent To Own
 
Single Family Home
Ramona, CA 92065
4
2
1850 ft2
1984
1011 AVENIDA AMANTEA
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5
6
5790 ft2
1964
Hot
1 of 33 1588 SAPPHIRE DR
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
4
4
2570 ft2
2000
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
New
1486 GUSTAVO ST #A
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
3
3
1386 ft2
1980
New
234 S PIERCE ST
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92020
2
2
1064 ft2
1980
New
5654 AMAYA DR #152
Rent to Own Eligible
 
Townhouse/Condo
La Mesa, CA 91942
2
2
988 ft2
1997
Hot
1346 SWALLOW DR
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
3
2
1389 ft2
1959
New
1193 N Mollison Ave
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92021
3
2
1323 ft2
1973
390 N 1ST ST #23
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92021
2
2
896 ft2
1990
New
9135 FARRINGTON DR
Rent to Own Eligible
 
Single Family Home
Santee, CA 92071
4
2
1354 ft2
1969
467 BALLANTYNE ST #47
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92020
1
1
710 ft2
1987
519 Shady Ln
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
3
2
1280 ft2
1965
New
905 JAMACHA RD
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
3
2
1014 ft2
1978
New
1468 GUSTAVO ST #E
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
1
1
899 ft2
1980
1 of 80 1284 HARDIN DR
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
3
2
1280 ft2
1956
New
922 E CHASE AVE
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
4
2
1080 ft2
1955
New
210 CHAMBERS ST #26
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92020
1
1
732 ft2
1985
New
656 BALLARD ST #15
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
1
739 ft2
1988
620 E Lexington Ave
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
1
1
660 ft2
1990
1 of 34 1762 WOODBURN ST
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92021
3
1
1118 ft2
1959
New
792 N MOLLISON AVE #7
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92021
2
2
1035 ft2
1980
1 of 11 207 S IVORY AVE
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
4
3
1421 ft2
1958
New
1160 E LEXINGTON AVE #6
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
1
1
518 ft2
1995
New
1074 SUMNER PL
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92021
3
3
1688 ft2
1993
5654 Amaya Dr
Rent to Own Eligible
 
Townhouse/Condo
La Mesa, CA 91942
2
2
988 ft2
1997
855 E LEXINGTON AVE #8
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92020
2
2
760 ft2
1993
1 of 88 1535 SUNRISE SHADOW CT
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
3
2
1866 ft2
1981
New
1653 VALLEA ST
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92019
3
1
1036 ft2
1961
1 of 30 527 E Madison Ave
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
2
2
925 ft2
1970
New
745 E BRADLEY AVE #51
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92021
1
1
568 ft2
1977
1 of 43 550 Graves Ave
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
2
2
874 ft2
1985
776 E CHASE AVE
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92020
2
1
816 ft2
1986
New
1 of 21 9181 TODOS SANTOS DR
Rent to Own Eligible
 
Single Family Home
Santee, CA 92071
3
2
1143 ft2
1959
New
1 of 11 485 GRAVES AVE
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
3
2
1669 ft2
1945
300 FILBERT ST #12
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92020
3
2
968 ft2
1987
1 of 23 6926 MEWALL DR
Rent to Own Eligible
Lake Murray
Single Family Home
San Diego, CA 92119
4
2
1529 ft2
1969
1182 DENVER LN #D
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92021
3
2
1344 ft2
1973
1 of 39 514 Jamacha Rd
Rent to Own Eligible
 
Townhouse/Condo
El Cajon, CA 92019
2
3
1268 ft2
1985
New
1 of 113 847 S ANZA ST
Rent to Own Eligible
 
Single Family Home
El Cajon, CA 92020
3
2
1120 ft2
1972
9144 FANITA RANCHO RD
Rent to Own Eligible
 
Single Family Home
Santee, CA 92071
3
1
1143 ft2
1959
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Buying a Home in El Cajon, CA

El Cajon, CA is seeing rapid growth and El Cajon, CA's' housing market remains not optimal with an average home price that is 116% above the 2024 national average. El Cajon, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in El Cajon, CA

Median Rent in El Cajon, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in El Cajon CA

Housing Statistics There is some good news and bad news with regards to the El Cajon housing market. Though the hunger for new homes has dropped, as evidenced by the lower than normal sale of homes--roughly 2,104 in 2012--it's backed up by rising home sale prices. Prices are way up, in fact, by 20 percent or more in some areas. As far as actual prices go, the average cost of a home, townhome or condo is $322,869, with the median price coming in at $294,950. This is well below the California average for homes, especially so close to a popular big city like San Diego. Neither San Francisco nor Los Angeles can claim such affordable rates. Vacancies are relatively low, around four percent, so an apartment search may take some time. It's a big renter community, with 55 percent of residents renting compared to the 40 percent who own, so taking extra time to find a property may make the most sense. Or, for those interested in accruing value while renting, a rent to own home is a fantastic alternative option. Finally, the annual residential turnover rate is fairly average, with 21 percent of people moving on each year. Even so, the population growth is steady, which is a good sign.

Largest Employers El Cajon has an impressive spread of employers, each taking on a few hundred employees on average. The largest employer located in the city is the Grossmont-Cuyamaca Community College District, which employs 1,490 people, the most by far. The runner up is GKN Aerospace Chem-tronics with 648 employees. Other notable businesses include Taylor Guitars, Sears and Target, with some health centers also accounting for a significant percentage of workers. In fact, El Cajon actually has one of the largest percentages of health care workers within its borders.

School Systems There are two districts that operate the schools within El Cajon: Cajon Valley Union School District handles the elementary and middle schools while the Grossmont Union High School District covers the public high schools. There are a total of six high schools, six middle schools and an extraordinary 19 elementary schools. There are also four colleges located in El Cajon: Grossmont, Cuyamaca, San Diego Christian and Seminary of Mar Abba the Great. Now it should be apparent why this city is considered great for both families and young adults looking to improve their education.

Neighborhood Guide El Cajon has a mixture of highly-populated urban neighborhoods and sprawling suburban housing developments. These are just a few examples.