Rent to own Homes in San Diego, CA

With about 1.3 million residents, San Diego is the second-largest city in California, and it is still growing fast. Its main draw tends to be the beach, since the most popular areas of the city are right on the coast. San Diego is also the home of the famous Balboa Park, the San Diego Zoo, SeaWorld, LEGOLAND California, Belmont Park, and dozens more attractions.

San Diego, CA is a great place for affordable rent-to-own homes! With a median household income of over $83,454 and a median rent of $1,770, the San Diego, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Diego, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Diego, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
1011 AVENIDA AMANTEA
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5
6
5790 ft2
1964
9456 RIVERVIEW AVE
Rent To Own
 
Single Family Home
Lakeside, CA 92040
4
2
1938 ft2
1952
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
Hot
1 of 6 405 3RD ST
Rent To Own
 
Single Family Home
Ramona, CA 92065
4
2
1850 ft2
1984
28572 PASEO ZORRO
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6
8
6831 ft2
1992
New
7398 PARK VIEW CT #134
Rent to Own Eligible
 
Townhouse/Condo
Santee, CA 92071
3
3
1183 ft2
1988
New
1815 CLARE LN
Rent to Own Eligible
 
Townhouse/Condo
Santee, CA 92071
3
4
1631 ft2
2007
New
6911 ALVARADO RD #13
Rent to Own Eligible
 
Townhouse/Condo
San Diego, CA 92120
3
2
976 ft2
1970
New
12067 ALTA CARMEL CT #67
Rent to Own Eligible
Rancho Bernadino
Townhouse/Condo
San Diego, CA 92128
1
1
704 ft2
2006
4800 WILLIAMSBURG LN #224
Rent to Own Eligible
 
Townhouse/Condo
La Mesa, CA 91942
2
2
995 ft2
1969
12682 SPRINGBROOK DR #A
Rent to Own Eligible
Sabre Springs
Townhouse/Condo
San Diego, CA 92128
2
2
1082 ft2
1993
New
9880 CAMINITO CUADRO
Rent to Own Eligible
Rancho Penasquitos
Townhouse/Condo
San Diego, CA 92129
3
2
1188 ft2
1978
New
17607 POMERADO RD #204
Rent to Own Eligible
Rancho Bernadino
Townhouse/Condo
San Diego, CA 92128
2
2
980 ft2
1979
New
5265 BOCAW PL
Rent to Own Eligible
College East
Single Family Home
San Diego, CA 92115
3
2
1071 ft2
1954
New
6725 MISSION GORGE RD #206B
Rent to Own Eligible
Allied Gardens
Townhouse/Condo
San Diego, CA 92120
1
1
662 ft2
1979
New
5092 GUAVA AVE #125
Rent to Own Eligible
 
Townhouse/Condo
La Mesa, CA 91942
3
3
1503 ft2
2007
Hot
1250 CLEVELAND AVE #C115
Rent to Own Eligible
Hillcrest
Townhouse/Condo
San Diego, CA 92103
1
1
732 ft2
1991
17607 Pomerado Rd
Rent to Own Eligible
Rancho Bernadino
Single Family Home
San Diego, CA 92128
2
2
1118 ft2
1979
155 ROSEBAY DR #18
Rent to Own Eligible
 
Townhouse/Condo
Encinitas, CA 92024
1
1
630 ft2
1980
18650 CAMINITO CANTILENA #282
Rent to Own Eligible
Rancho Bernadino
Townhouse/Condo
San Diego, CA 92128
1
1
814 ft2
1993
9949 PASEO MONTALBAN
Rent to Own Eligible
Rancho Penasquitos
Townhouse/Condo
San Diego, CA 92129
2
1
882 ft2
1973
New
952 ALVIN ST
Rent to Own Eligible
Emerald Hills
Single Family Home
San Diego, CA 92114
4
2
1762 ft2
1958
New
1 of 4 7003 Saranac St
Rent to Own Eligible
College East
Townhouse/Condo
San Diego, CA 92115
2
2
967 ft2
1997
5702 Baltimore Dr
Rent to Own Eligible
 
Single Family Home
La Mesa, CA 91942
2
1
750 ft2
1976
New
18577 CAMINITO PASADERO #418
Rent to Own Eligible
Rancho Bernadino
Townhouse/Condo
San Diego, CA 92128
2
2
1140 ft2
1993
New
7794 TANGLEROD LN
Rent to Own Eligible
 
Single Family Home
La Mesa, CA 91942
4
2
1480 ft2
1966
New
1 of 20 5430 Baltimore Dr
Rent to Own Eligible
 
Townhouse/Condo
La Mesa, CA 91942
3
3
1335 ft2
1974
New
1 of 35 11317 Avenida De Los Lobos
Rent to Own Eligible
Rancho Bernadino
Townhouse/Condo
San Diego, CA 92127
1
1
756 ft2
1989
17485 Plaza Del Curtidor
Rent to Own Eligible
Rancho Bernadino
Single Family Home
San Diego, CA 92128
3
2
1455 ft2
1973
New
11955 BAJADA RD
Rent to Own Eligible
Rancho Bernadino
Townhouse/Condo
San Diego, CA 92128
2
3
1278 ft2
1966
1240 INDIA ST #1704
Rent to Own Eligible
Core-Columbia
Townhouse/Condo
San Diego, CA 92101
1
1
724 ft2
2003
4834 W Mountain View Dr
Rent to Own Eligible
Adams North
Townhouse/Condo
San Diego, CA 92116
1
1
560 ft2
1990
551 W 7TH AVE
Rent to Own Eligible
Central Escondido
Single Family Home
Escondido, CA 92025
4
2
1400 ft2
1951
1 of 42 17637 Pomerado Rd
Rent to Own Eligible
Rancho Bernadino
Single Family Home
San Diego, CA 92128
2
2
980 ft2
1979
1225 Island Ave
Rent to Own Eligible
East Village
Single Family Home
San Diego, CA 92101
1
1
646 ft2
2005
1635 7TH AVE #112
Rent to Own Eligible
Cortez
Townhouse/Condo
San Diego, CA 92101
2
2
930 ft2
1980
1 of 19 829 San Fernando Pl
Rent to Own Eligible
Mission Beach
Townhouse/Condo
San Diego, CA 92109
1
1
600 ft2
1966
1651 S JUNIPER ST #3
Rent to Own Eligible
 
Townhouse/Condo
Escondido, CA 92025
3
3
1664 ft2
1979
1 of 24 2108 3rd Ave
Rent to Own Eligible
Park West
Single Family Home
San Diego, CA 92101
2
2
924 ft2
1980
12713 VIA NASCA
Rent to Own Eligible
Rancho Bernadino
Townhouse/Condo
San Diego, CA 92128
2
2
1328 ft2
1988
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Buying a Home in San Diego, CA

San Diego, CA is seeing rapid growth and San Diego, CA's' housing market remains not optimal with an average home price that is 189% above the 2024 national average. San Diego, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in San Diego, CA

Median Rent in San Diego, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Diego CA

Housing Statistics The median cost of homes in San Diego is about $360,000, which is more than double the US median. Of course, the cost of living in this city is also higher than average, so you can expect to pay more to live here. More specifically, if you want a condo, you'll probably pay about $253,000, while the median cost of single-family homes here is $390,000. The good news is that you will have lots of options, whether you plan to rent, buy, or rent to own, since about 48 percent of properties here are rental homes and 45 percent are owner-occupied. The vacancy rate is only about 6 percent, which is no surprise since so many people are eager to enjoy the pleasantly mild climate of San Diego.

Weather and Climate Whether you're tired of the constant heat where you live or want to stop shoveling snow, San Diego will delight you. The high temperature in the summer is usually no more than a cool 75 degrees, and the winter temperature rarely dips below 48 degrees. T-shirts, shorts, jeans, and bathing suits largely make up the typical San Diegan's wardrobe, with maybe with a light jacket thrown in there for the slightly chilly nights. Don't expect much rain when you get here, either, since precipitation is about 10 inches annually, compared to the national average of about 37 inches. Just be aware that the coastal areas of the city are susceptible to what is called June gloom, which consists of lots of clouds and a cool, humid feeling for part of the summer. If you live a few miles inland, you can avoid this, and you will actually notice slightly warmer temperatures year round compared to the coast.

Nightlife San Diego has plenty of nightlife options, with one of the most popular locations being the Gaslamp District. This area is made up of a few streets lined with historic buildings that house everything from newer bars and trendy nightclubs to relaxing hookah lounges and family-friendly restaurants. For example, you can watch sports on TV at the cozy Dublin Square Irish Pub and Grill, listen to live bands at Hennessey's Tavern, or smoke hookah and have a drink at Pasha Lounge. Many of the buildings in this area were constructed in the late 1800s, when this part of San Diego was known for its saloons and brothels. But thanks to some remodeling and revitalization efforts in the last few decades, the Gaslamp District has become a popular place for both residents and tourists who want to party, and the many hotels and lofts near the bars prove this. If you'd prefer to socialize along the beach, though, you can head to Pacific Beach to take advantage of the bars there, which are known for being casual and appealing to mostly college students. Just one example is the Pacific Beach Bar and Grill, which goes from a casual hangout during the day to a rowdy club at night. Mission Beach also has some bars and restaurants along the coast, drawing mostly tourists, while Ocean Beach's tiny beachfront bars - including the Arizona Cafe and Shades Oceanfront Bistro - appeal to laid-back locals.

Neighborhood Guide San Diego has more than 100 neighborhoods of all sizes, and each one is part of a larger region in the city. What sets the regions apart is mainly the proximity to the beach. Take a look at some of the most popular areas of this city before you start looking for rental houses and homes for sale.