Rent to own Homes in Laguna Beach, FL

Laguna Beach, FL is a great place for affordable rent-to-own homes! With a median household income of over $66,265 and a median rent of $1,060, the Laguna Beach, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Laguna Beach, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Laguna Beach, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
117 Glades Turn Panama
Rent To Own
Panama City Beach
Single Family Home
Panama City Beach, FL 32407
3
2
1636 ft2
1993
1 of 12 2401 15th st west
Rent To Own
Hursts Replat
Multifamily (2 - 4 Units)
Panama City, FL 32405
8
2
2628 ft2
1952
917 ROSEMONT DR
Rent To Own
Huntingdon Estates
Single Family Home
Panama City, FL 32405
3
2
1869 ft2
1976
1 of 71 144 Spires Ln
Rent To Own
 
Single Family Home
Santa Rosa Beach, FL 32459
1
1
726 ft2
2800 WOODMERE DR
Rent To Own
Forest Park East
Single Family Home
Panama City, FL 32405
4
4
3224 ft2
1991
3303 COUNTRY CLUB DR
Rent To Own
Country Club Harbour Estates
Single Family Home
Lynn Haven, FL 32444
3
4
3919 ft2
1990
110 Swan Rd
Rent To Own
 
Single Family Home
Panama City, FL 32404
3
2
1646 ft2
1962
Hot
1 of 8 200 HUGH THOMAS DR
Rent To Own
Grimes Callaway Bayou Estates
Single Family Home
Panama City, FL 32404
3
2
2557 ft2
1988
Hot
102 TERRA COTTA WAY
Rent To Own
Crystal Beach
Single Family Home
Destin, FL 32541
4
4
2939 ft2
2008
431 LA VALENCIA CIR
Rent to Own Eligible
La Valencia Beach Resort
Single Family Home
Panama City Beach, FL 32413
3
4
2606 ft2
2004
23223 FRONT BEACH RD #902
Rent to Own Eligible
 
Townhouse/Condo
Panama City Beach, FL 32413
3
3
1244 ft2
1970
109 PALM BEACH DR
Rent to Own Eligible
Inlet Beach Heights
Single Family Home
Panama City Beach, FL 32413
4
3
2079 ft2
2007
New
114 CARILLON MARKET ST #309
Rent to Own Eligible
Carillon Beach
Townhouse/Condo
Panama City Beach, FL 32413
1
1
530 ft2
2007
284 BEACHSIDE DR
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
2
3
1996 ft2
2001
21401 HILLTOP AVE
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
2
1
1135 ft2
1991
128 LA VALENCIA CIR
Rent to Own Eligible
La Valencia Beach Resort
Single Family Home
Panama City Beach, FL 32413
3
3
2099 ft2
1999
23223 FRONT BEACH RD #501
Rent to Own Eligible
 
Townhouse/Condo
Panama City Beach, FL 32413
2
2
1026 ft2
1970
203 SHASTA ST
Rent to Own Eligible
Kiska Beach
Single Family Home
Panama City Beach, FL 32413
4
2
1248 ft2
1978
303 MEMORY LN #A
Rent to Own Eligible
Southfields
Townhouse/Condo
Panama City Beach, FL 32413
2
2
1234 ft2
1995
New
100 CARILLON MARKET ST STE 302
Rent to Own Eligible
Carillon Beach
Townhouse/Condo
Panama City Beach, FL 32413
1
2
925 ft2
2000
21504 FRONT BEACH RD #6
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
5
5
2639 ft2
2006
23011 FRONT BEACH RD #F-16
Rent to Own Eligible
 
Townhouse/Condo
Panama City Beach, FL 32413
2
2
1083 ft2
1985
150 SOUTHFIELDS RD
Rent to Own Eligible
Southfields
Single Family Home
Panama City Beach, FL 32413
4
4
2088 ft2
2006
1105 PROSPECT PROMENADE #2230
Rent to Own Eligible
Wild Heron
Townhouse/Condo
Panama City Beach, FL 32413
3
3
1688 ft2
2004
New
23223 FRONT BEACH RD #712
Rent to Own Eligible
 
Townhouse/Condo
Panama City Beach, FL 32413
2
2
983 ft2
1970
24 LAKE BRIDGE
Rent to Own Eligible
Hollywood Beach
Single Family Home
Inlet Beach, FL 32461
4
5
3549 ft2
2011
New
209 ROSE LN
Rent to Own Eligible
Laguna Beach Estates
Single Family Home
Panama City Beach, FL 32413
2
2
1798 ft2
2021
New
305 TWIN LAKES DR
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
2
1
924 ft2
1958
270 N WELLS ST
Rent to Own Eligible
Panama City Beach
Single Family Home
Panama City Beach, FL 32413
3
2
1670 ft2
2022
210 2ND ST
Rent to Own Eligible
Sunnyside On The Gulf
Single Family Home
Panama City Beach, FL 32413
3
2
1632 ft2
2005
303 CAIN RD
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
2
2
1152 ft2
1985
1 of 49 19947 Front Beach Rd
Rent to Own Eligible
 
Townhouse/Condo
Panama City Beach, FL 32413
3
3
1824 ft2
1981
46 SEACREST BEACH
Rent to Own Eligible
Hollywood Beach
Single Family Home
Inlet Beach, FL 32461
5
4
2006 ft2
2014
222 2ND ST
Rent to Own Eligible
Sunnyside On The Gulf
Single Family Home
Panama City Beach, FL 32413
2
1
624 ft2
1952
10140 CO HIGHWAY 30A 31
Rent to Own Eligible
Hollywood Beach
Single Family Home
Inlet Beach, FL 32461
3
2
1230 ft2
2003
114 CARILLON MARKET ST #213
Rent to Own Eligible
Carillon Beach
Townhouse/Condo
Panama City Beach, FL 32413
1
1
530 ft2
2007
37 SUGAR LOAF ALY
Rent to Own Eligible
Hollywood Beach
Single Family Home
Inlet Beach, FL 32461
3
4
2601 ft2
2018
326 DOLPHIN DR
Rent to Own Eligible
Inlet Beach Heights
Single Family Home
Panama City Beach, FL 32413
3
2
1669 ft2
2001
23223 FRONT BEACH RD
Rent to Own Eligible
 
Townhouse/Condo
Panama City Beach, FL 32413
2
3
983 ft2
1970
New
211 SOUTHFIELDS RD
Rent to Own Eligible
 
Single Family Home
Panama City Beach, FL 32413
3
3
2509 ft2
1994
21624 CARIBBEAN LN
Rent to Own Eligible
Riviera Beach
Single Family Home
Panama City Beach, FL 32413
2
2
1496 ft2
1975
23011 FRONT BEACH RD #E-65
Rent to Own Eligible
 
Townhouse/Condo
Panama City Beach, FL 32413
2
3
1062 ft2
1985
21404 PALM AVE
Rent to Own Eligible
Riviera Beach
Single Family Home
Panama City Beach, FL 32413
3
2
1577 ft2
2004
New
17 BELIZE
Rent to Own Eligible
Hollywood Beach
Single Family Home
Inlet Beach, FL 32461
7
8
4708 ft2
1999
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Buying a Home in Laguna Beach, FL

Laguna Beach, FL is seeing rapid growth and Laguna Beach, FL's' housing market remains not optimal with an average home price that is 13% above the 2024 national average. Laguna Beach, FL is part of Bay county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Bay is 0.61% which is below the national average, which is 0.99%.

Median Home Price in Laguna Beach, FL

Median Rent in Laguna Beach, FL

Rent to own homes offer low monthly payments and flexible terms.