Rent to own Homes in Lynn Haven, FL

Located in the panhandle of Florida is Lynn Haven -- a small town that is home to about 18,500 people. Lynn Haven is near the larger Panama City, which means it affords its residents quiet suburban Florida living with access to big city amenities nearby. Lynn Haven is just minutes away from the beautiful shores of the Gulf of Mexico, so it's an excellent place to live for any who likes the sun, sand or swimming.

Lynn Haven, FL is a great place for affordable rent-to-own homes! With a median household income of over $68,406 and a median rent of $1,274, the Lynn Haven, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Lynn Haven, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Lynn Haven, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
New
707 W 8th St
Rent To Own
Lynn Haven
Single Family Home
Lynn Haven, FL 32444
4
2
1642 ft2
1974
3303 COUNTRY CLUB DR
Rent To Own
Country Club Harbour Estates
Single Family Home
Lynn Haven, FL 32444
3
4
3919 ft2
1990
917 ROSEMONT DR
Rent To Own
Huntingdon Estates
Single Family Home
Panama City, FL 32405
3
2
1869 ft2
1976
2800 WOODMERE DR
Rent To Own
Forest Park East
Single Family Home
Panama City, FL 32405
4
4
3224 ft2
1991
1 of 12 2401 15th st west
Rent To Own
Hursts Replat
Multifamily (2 - 4 Units)
Panama City, FL 32405
8
2
2628 ft2
1952
110 Swan Rd
Rent To Own
 
Single Family Home
Panama City, FL 32404
3
2
1646 ft2
1962
Hot
1 of 8 200 HUGH THOMAS DR
Rent To Own
Grimes Callaway Bayou Estates
Single Family Home
Panama City, FL 32404
3
2
2557 ft2
1988
117 Glades Turn Panama
Rent To Own
Panama City Beach
Single Family Home
Panama City Beach, FL 32407
3
2
1636 ft2
1993
2610 PAIGE CIR
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32405
4
3
2316 ft2
2017
4032 BRIGHTON BLVD
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32404
3
2
1668 ft2
2020
1 of 81 3795 CEDAR PARK LN
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32404
4
3
1976 ft2
2016
3102 FLORIDA AVE
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32405
3
3
2291 ft2
2011
4331 BAYWOOD DR
Rent to Own Eligible
 
Single Family Home
Lynn Haven, FL 32444
4
3
2280 ft2
1973
709 CAROLINA AVE
Rent to Own Eligible
Lynn Haven
Single Family Home
Lynn Haven, FL 32444
3
2
2506 ft2
1970
New
328 W 35TH CT
Rent to Own Eligible
State Palms
Single Family Home
Panama City, FL 32405
3
2
1570 ft2
1983
1 of 23 1115 ILLINOIS AVE
Rent to Own Eligible
Lynn Haven
Single Family Home
Lynn Haven, FL 32444
2
1
920 ft2
1955
1 of 207 740 BEACHCOMBER DR
Rent to Own Eligible
North Shore
Single Family Home
Lynn Haven, FL 32444
8
6
9777 ft2
2008
216 MONTANA AVE
Rent to Own Eligible
Lynn Haven
Single Family Home
Lynn Haven, FL 32444
3
2
1778 ft2
1955
101 COTTONWOOD CIR
Rent to Own Eligible
Woodrun
Single Family Home
Lynn Haven, FL 32444
4
3
2657 ft2
1999
New
4143 HARLAN SHOPE RD
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32404
3
2
2017 ft2
1964
1 of 65 2105 SUTHERLAND RD
Rent to Own Eligible
Mowat Highlands
Single Family Home
Lynn Haven, FL 32444
4
2
2065 ft2
1995
2701 TALON CT
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32405
4
4
3084 ft2
2013
211 CAROLINA AVE
Rent to Own Eligible
Lynn Haven
Single Family Home
Lynn Haven, FL 32444
4
2
1596 ft2
1966
2916 COUNTRY CLUB DR
Rent to Own Eligible
Southern Shores
Single Family Home
Lynn Haven, FL 32444
4
4
2331 ft2
1992
304 W 2ND ST
Rent to Own Eligible
Lynn Haven
Single Family Home
Lynn Haven, FL 32444
3
3
2534 ft2
1992
318 BELL CIR
Rent to Own Eligible
Belaire Estates
Single Family Home
Lynn Haven, FL 32444
3
3
1606 ft2
1980
1 of 100 2601 COUNTRY CLUB DR
Rent to Own Eligible
Grand VIew
Single Family Home
Lynn Haven, FL 32444
2
2
2535 ft2
1997
1812 RHETT PL
Rent to Own Eligible
Magnolia Meadows
Single Family Home
Lynn Haven, FL 32444
4
2
1570 ft2
2003
New
1600 MARINA BAY DR #507
Rent to Own Eligible
 
Townhouse/Condo
Panama City, FL 32409
2
2
1525 ft2
2001
2007 PATTHO LN
Rent to Own Eligible
Gulf Coast VIllage
Single Family Home
Lynn Haven, FL 32444
3
2
1443 ft2
1988
1 of 36 633 MALLORY DR
Rent to Own Eligible
Venetian VIllas
Single Family Home
Panama City, FL 32405
4
2
1849 ft2
1994
New
4709 MILLSTONE TRL
Rent to Own Eligible
Grants Mill
Single Family Home
Lynn Haven, FL 32444
3
2
3350 ft2
2005
1110 MISSISSIPPI AVE
Rent to Own Eligible
Lynn Haven
Single Family Home
Lynn Haven, FL 32444
3
2
1331 ft2
2007
1 of 79 1416 INVERNESS RD
Rent to Own Eligible
Mowat Highlands
Single Family Home
Lynn Haven, FL 32444
3
2
1894 ft2
1999
1600 MARINA BAY DR #209
Rent to Own Eligible
 
Townhouse/Condo
Panama City, FL 32409
3
3
1975 ft2
2001
2530 E 37TH PLZ
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32405
3
2
1411 ft2
1985
201 MARTINGALE LOOP
Rent to Own Eligible
 
Single Family Home
Lynn Haven, FL 32444
5
3
2997 ft2
2022
1 of 69 506 REDBIRD ST
Rent to Own Eligible
Pine Forest Estates
Single Family Home
Lynn Haven, FL 32444
3
2
1596 ft2
1986
2706 RAVENWOOD CT
Rent to Own Eligible
Ravenwood
Single Family Home
Lynn Haven, FL 32444
3
2
1594 ft2
1988
1618 BRITTON RD
Rent to Own Eligible
 
Single Family Home
Lynn Haven, FL 32444
4
3
2675 ft2
1994
1 of 22 1017 ALABAMA AVE
Rent to Own Eligible
Lynn Haven
Single Family Home
Lynn Haven, FL 32444
3
2
1866 ft2
1975
4000 MILLICENT LN
Rent to Own Eligible
 
Single Family Home
Panama City, FL 32404
3
2
1642 ft2
2021
New
119 CANDLEWICK CIR
Rent to Own Eligible
Candlewick Acres
Single Family Home
Panama City, FL 32405
3
2
1704 ft2
1988
New
4040 BROOK STONE DR
Rent to Own Eligible
Plantation Park
Single Family Home
Panama City, FL 32405
4
2
1716 ft2
2012
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Buying a Home in Lynn Haven, FL

Lynn Haven, FL is seeing rapid growth and Lynn Haven, FL's' housing market remains optimal with an average home price that is -1% below the 2024 national average. Lynn Haven, FL is part of Bay county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Bay is 0.61% which is below the national average, which is 0.99%.

Median Home Price in Lynn Haven, FL

Median Rent in Lynn Haven, FL

Rent to own homes offer low monthly payments and flexible terms.

Top 6 Reasons to Live in Lynn Haven

Waterfront haven! Beach lovers will love living in Lynn Haven. It's just minutes away from the Gulf of Mexico, which has white sand beaches and crystal blue ocean water. People who want to swim closer to town can visit North Bay, which is the body of water that borders the town. Golf enthusiasts can play a game of golf at Lynn Haven Golf Course, located right on the water.

Affordable rentals! People who are looking to rent will find good prices in Lynn Haven. One-bedroom properties in the area rent for about $775 per month, on average. People who rent in the area have easy access to suburban amenities, like grocery stores Coastal Market and M P Food Mart.

Summer sports! People in Lynn Haven love to be active, and there are lots of outdoor warm weather sports to keep them busy here. Hop aboard a jet ski, which you can buy at the local Jet Sports, or play a round of basketball at Fusion Fitness Center.

Delicious seafood! Since the city is located right on the ocean, there's no shortage of fresh seafood and fish to be consumed in Lynn Haven. The area has some excellent seafood restaurants and markets. To purchase seafood to cook in your own kitchen, visit Sam's Seafood Market & Oyster. If you want to enjoy a seafood meal out, eat at J's Seafood, where fresh fish is cooked to order.

Shopping galore! People who like to shop will find some great options in Lynn Haven and the city has a plethora of places to buy all sorts of clothing -- particularly beach gear! Load up on bathing suits at Swim 'n Sport or find a range of shopping options at Lynn Haven Shopping Center.

Mix of housing! People in Lynn Haven rent and own their properties and some even chose to find rent to own homes. You'll find about 58 percent of homes owned and about 30 percent rented by the occupants. Renters who are new to the area can enjoy a fishing tour by local guide company Hanky Pankey Guide Service or they can learn more about what to do in their city by visiting the Marina Civic Center.