Rent to own Homes in Ramsey, NJ

Welcome to Ramsey, a borough of over 14,700, located in northern New Jersey. Situated in Bergen County, Ramsey has long been valued for its convenience. With Manhattan just 26 miles to the Southeast, vast nature preserves just to the north, and an array of transportation options in town, life here is very convenient. Add that to a rich history, ample recreation, a friendly atmosphere, and lots of housing, and you have a very nice borough to call home.

Ramsey, NJ is a great place for affordable rent-to-own homes! With a median household income of over $156,058 and a median rent of $1,733, the Ramsey, NJ rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Ramsey, NJ. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Ramsey, NJ rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 176
28 HAMILTON AVE
Rent To Own
 
Single Family Home
Sloatsburg, NY 10974
3
1
1221 ft2
1953
366 BLACK OAK RIDGE RD
Rent To Own
 
Single Family Home
Wayne, NJ 07470
3
2
1808 ft2
1940
328 UNION AVE
Rent To Own
Wood Ridge
Single Family Home
Wood Ridge, NJ 07075
4
2
2450 ft2
1946
5900 ARLINGTON AVE #21B
Rent To Own
North Riverdale
Townhouse/Condo
Bronx, NY 10471
4
2
1580 ft2
1962
1 of 24 26 Clinton Street Unit 1A
Rent To Own
 
Multifamily (2 - 4 Units)
Belleville, NJ 07109
1
1
0 ft2
1970
1 of 5 100 Clarewood Drive
Rent To Own
Greenburgh
Multifamily (2 - 4 Units)
Hastings-On-Hudson, NY 10706
1
1
776 ft2
1925
1 of 37 80 MCEWEN ST
Rent To Own
 
Single Family Home
Warwick, NY 10990
2
1
1008 ft2
1915
6010 Boulevard E #64
Rent To Own
West New York
Single Family Home
West New York, NJ 07093
2
2
1535 ft2
241 W 108TH ST #4C
Rent To Own
Upper West Side
Townhouse/Condo
New York, NY 10025
1
1
750 ft2
1911
518-536 Gregory Ave #B201
Rent To Own
 
Single Family Home
Weehawken, NJ 07086
1
1
700 ft2
343 E 74th St PENTHOUSE 1D
Rent To Own
Upper East Side
Single Family Home
New York, NY 10021
3
4
1862 ft2
1987
24 OAKLAND AVE
Rent To Own
North Side
Single Family Home
Mount Vernon, NY 10552
4
4
2000 ft2
1930
1 of 14 400 E 67TH ST
Rent To Own
Upper East Side
Townhouse/Condo
New York, NY 10065
2
3
1418 ft2
2005
401 E 60TH ST #4C
Rent To Own
Upper East Side
Townhouse/Condo
New York, NY 10022
5
5
3500 ft2
2000
20 LEXINGTON HL #10
Rent To Own
Kips Bay
Townhouse/Condo
Harriman, NY 10926
2
2
960 ft2
1985
1 of 14 225 E 34TH ST
Rent To Own
Murray Hill
Townhouse/Condo
New York, NY 10016
2
2
1110 ft2
2007
67 HILLSIDE AVE
Rent To Own
Florham Park
Single Family Home
Florham Park, NJ 07932
3
2
1008 ft2
1925
57 FRONT ST #704
Rent To Own
DUMBO
Townhouse/Condo
Brooklyn, NY 11201
2
2
1132 ft2
1899
73-12 35th Ave #C6
Rent To Own
Northwestern Queens
Single Family Home
Jackson Heights, NY 11372
2
1
938 ft2
1940
30A W Roselle Ave #A
Rent To Own
Roselle Park
Single Family Home
Roselle Park, NJ 07204
2
1
0 ft2
1945
529 GREEN ST
Rent To Own
Quality Hill
Townhouse/Condo
Elizabeth, NJ 07202
3
2
1104 ft2
1943
New
268 BAY RIDGE AVE
Rent To Own
Bay Ridge and Fort Hamilton
Townhouse/Condo
Brooklyn, NY 11220
2
2
1384 ft2
2015
6928 5th Ave #3
Rent To Own
Bay Ridge and Fort Hamilton
Single Family Home
Brooklyn, NY 11209
3
1
1100 ft2
Hot
663 LENOX RD
Rent To Own
East Flatbush
Single Family Home
Brooklyn, NY 11203
3
2
1160 ft2
1920
9411 Shore Rd APT 5
Rent To Own
Bay Ridge and Fort Hamilton
Single Family Home
Brooklyn, NY 11209
2
1
1200 ft2
1960
141-24 78th Avenue Avenue UNIT 2B
Rent To Own
Kew Garden Hills
Single Family Home
Flushing, NY 11367
3
1
0 ft2
1942
726 E 45TH ST
Rent To Own
East Flatbush
Single Family Home
Brooklyn, NY 11203
3
2
1600 ft2
1920
Hot
1734 60TH ST
Rent To Own
Borough Park
Single Family Home
Brooklyn, NY 11204
3
2
2414 ft2
1905
1 of 40 140 AVENUE O
Rent To Own
Bensonhurst
Townhouse/Condo
Brooklyn, NY 11204
2
2
807 ft2
2011
1 of 12 1916 Ocean Ave, #10
Rent To Own
Midwood
Multifamily (2 - 4 Units)
Brooklyn, NY 11230
2
2
1151 ft2
2017
2131 Ocean Ave PH 7B
Rent To Own
Sheepshead Bay
Single Family Home
Brooklyn, NY 11229
3
3
1705 ft2
2019
2761 BATH AVE #3D
Rent To Own
Southern Brooklyn
Townhouse/Condo
Brooklyn, NY 11214
3
3
1153 ft2
1988
84 MAPLE AVE
Rent To Own
 
Single Family Home
Fishkill, NY 12524
4
5
4200 ft2
2010
1 LYNNWOOD RD
Rent To Own
North Potters New Dover
Single Family Home
Edison, NJ 08820
3
3
2241 ft2
1968
98 CHRISTIE ST
Rent To Own
Menlo Park Valentine
Single Family Home
Edison, NJ 08820
4
2
2104 ft2
1968
239 ALBERT ST
Rent To Own
North Plainfield
Single Family Home
North Plainfield, NJ 07063
5
3
2400 ft2
1952
3 SECOND ST
Rent To Own
 
Single Family Home
Godeffroy, NY 12729
1
1
608 ft2
1937
13 GRAPE HOLLOW RD
Rent To Own
 
Single Family Home
Holmes, NY 12531
4
2
2150 ft2
1981
1 of 11 1401 44TH ST
Rent To Own
Meadowview
Single Family Home
North Bergen, NJ 07047
3
4
2012 ft2
2006
1 of 53 80 CENTER ST
Rent to Own Eligible
Ramsey
Single Family Home
Ramsey, NJ 07446
3
3
2206 ft2
1954
78 KONIGHT CT
Rent to Own Eligible
 
Townhouse/Condo
Mahwah, NJ 07430
2
1
884 ft2
1986
1 of 24 151 DONNY BROOK DR
Rent to Own Eligible
Allendale
Single Family Home
Allendale, NJ 07401
4
4
3567 ft2
1965
1 of 51 11 BIG RAMAPO RD
Rent to Own Eligible
Saddle River
Single Family Home
Saddle River, NJ 07458
6
8
8837 ft2
1996
1 of 21 500 OLD POST RD
Rent to Own Eligible
 
Single Family Home
Wyckoff, NJ 07481
4
3
4000 ft2
1991
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Popular Zip Codes in Ramsey, NJ

07446 rent to own homes

Buying a Home in Ramsey, NJ

Ramsey, NJ is seeing rapid growth and Ramsey, NJ's' housing market remains not optimal with an average home price that is 178% above the 2024 national average. Ramsey, NJ is part of Bergen county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Bergen is 1.76% which is above the national average, which is 0.99%.

Median Home Price in Ramsey, NJ

Median Rent in Ramsey, NJ

Rent to own homes offer low monthly payments and flexible terms.

Top 4 Reasons to Live in Ramsey, NJ

Get outside and enjoy the day! Ramsey offers proximity to the Big Apple, while having enough green space to make you feel far away from its busy streets. Golfers are certain to find Ramsey Golf and Country Club to be a good test for their game. Those just looking to relax on a sunny day are sure to like Finch Park. Additionally, skiers should be delighted to know that Campgaw Mountain Ski Area is located just east of town. Kakiat Park, which sits just north of Ramsey, is a vast wildlife preserve that suits trekkers.

Get a pad in a thriving market! Property value in Ramsey has increased over 7.0% in the last 365 days, and real estate predictions for the borough indicate value should continue to increase for years to come. This means new homeowners in Ramsey are certain to see good return on their investment. If you are unsure about purchasing a residence in this borough, consider trying to find a rent to own deal, as this will give you time to determine if a pad and neighborhood are suitable first. Homes near the Ramsey Main Line/Bergen County Line Station (New Jersey Transit) are particularly worthwhile investments because of their convenient, centralized location. Other areas, such as near Interstate Shopping Center, are also worth checking out.

Savor all the wonderful food! Whether it's a bowl of delicious rice noodles at Gao Thai Kitchen, a seafood dish at Varka Restaurant, or braised short ribs at Cafe Panache, the eateries in Ramsey always come prepared to please. Many of the best restaurants in the borough operate on or near the intersection of Central Avenue and Main Street. A wide range of cuisines are offered, so go out and enjoy. Also, those who want to buy local foods and cook at home should go to the Ramsey Farmers Market each Sunday from June until November.

Enjoy having a yard! 66.4% of housing units in Ramsey are detached houses, which is a high percentage for the area. Most residents here get to have a lawn. You can as well! To find a house for sale or rent, look near Ramsey Square and also off of Wyckoff Avenue.