Rent to own Homes in San Clemente, CA

The best location for work and play! San Clemente sits squarely between two major cities - Los Angeles and San Diego -- making commuting to work and leisure activities very easy. It's less than an hour's ride, either way.

San Clemente, CA is a great place for affordable rent-to-own homes! With a median household income of over $108,183 and a median rent of $1,915, the San Clemente, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in San Clemente, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out San Clemente, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
28572 PASEO ZORRO
Rent To Own
 
Single Family Home
San Juan Capistrano, CA 92675
6
8
6831 ft2
1992
26 VISTA MONTEMAR
Rent To Own
Niguel Summit
Single Family Home
Laguna Niguel, CA 92677
5
6
6351 ft2
1998
Hot
15217 KENSINGTON PARK DR
Rent To Own
 
Townhouse/Condo
Tustin, CA 92782
3
3
1676 ft2
2007
22368 WALNUT ST
Rent To Own
Wildomar
Single Family Home
Wildomar, CA 92595
4
1
1563 ft2
1986
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
2035 N ORANGE OLIVE RD
Rent To Own
 
Townhouse/Condo
Orange, CA 92865
4
3
2197 ft2
2018
Hot
1 of 33 1588 SAPPHIRE DR
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
4
4
2570 ft2
2000
3612 COURTSIDE CIR
Rent To Own
 
Single Family Home
Huntington Beach, CA 92649
4
9
9128 ft2
2002
8386 BARNWOOD LN
Rent To Own
Orangecrest
Single Family Home
Riverside, CA 92508
7
4
4104 ft2
2003
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
1 of 26 1052 Calle Del Cerro
Rent to Own Eligible
 
Townhouse/Condo
San Clemente, CA 92672
2
2
823 ft2
1986
1 of 43 1056 Calle Del Cerro
Rent to Own Eligible
 
Townhouse/Condo
San Clemente, CA 92672
2
2
877 ft2
1986
1 of 70 27357 PASEO PLACENTIA
Rent to Own Eligible
Mesa Vista
Townhouse/Condo
San Juan Capistrano, CA 92675
2
2
1198 ft2
1989
2810 CAMINO CAPISTRANO #24A
Rent to Own Eligible
 
Townhouse/Condo
San Clemente, CA 92672
2
2
1074 ft2
1975
302 CAMINO SAN CLEMENTE
Rent to Own Eligible
 
Single Family Home
San Clemente, CA 92672
2
2
1202 ft2
1964
New
1 of 27 74 PASEO LUNA
Rent to Own Eligible
 
Townhouse/Condo
San Clemente, CA 92673
2
3
1631 ft2
2003
1 of 122 8 PASEO LUNA
Rent to Own Eligible
 
Townhouse/Condo
San Clemente, CA 92673
3
4
1631 ft2
2003
New
3250 AVENIDA DEL PRESIDENTE #4
Rent to Own Eligible
 
Townhouse/Condo
San Clemente, CA 92672
2
2
920 ft2
1977
404 CAMINO SAN CLEMENTE
Rent to Own Eligible
 
Single Family Home
San Clemente, CA 92672
3
2
1260 ft2
1964
New
1054 CALLE DEL CERRO #806
Rent to Own Eligible
 
Townhouse/Condo
San Clemente, CA 92672
2
2
877 ft2
1986
New
59 PASEO VERDE
Rent to Own Eligible
 
Townhouse/Condo
San Clemente, CA 92673
3
3
1468 ft2
2003
27791 PASEO DEL SOL
Rent to Own Eligible
 
Townhouse/Condo
San Juan Capistrano, CA 92675
3
2
1477 ft2
1992
Hot
32221 ALIPAZ ST #111
Rent to Own Eligible
 
Townhouse/Condo
San Juan Capistrano, CA 92675
1
1
764 ft2
1979
1 of 20 32035 VIA CANELA
Rent to Own Eligible
 
Single Family Home
San Juan Capistrano, CA 92675
3
2
1743 ft2
1977
1 of 10 33026 LIGHTHOUSE CT
Rent to Own Eligible
 
Single Family Home
San Juan Capistrano, CA 92675
3
3
1500 ft2
1977
31432 LOS RIOS ST #13
Rent to Own Eligible
 
Townhouse/Condo
San Juan Capistrano, CA 92675
3
2
1141 ft2
1974
New
33852 DEL OBISPO ST #97
Rent to Own Eligible
 
Townhouse/Condo
Dana Point, CA 92629
1
1
650 ft2
1983
1 of 13 26494 Calle San Francisco
Rent to Own Eligible
 
Townhouse/Condo
San Juan Capistrano, CA 92675
2
2
897 ft2
1971
26465 CALLE SAN LUIS #60C
Rent to Own Eligible
 
Townhouse/Condo
San Juan Capistrano, CA 92675
2
1
897 ft2
1971
Hot New
25432 SEA BLUFFS DR #103
Rent to Own Eligible
 
Townhouse/Condo
Dana Point, CA 92629
1
1
858 ft2
1997
1 of 54 25442 Sea Bluffs Dr
Rent to Own Eligible
 
Townhouse/Condo
Dana Point, CA 92629
2
2
1408 ft2
1997
1 of 100 26682 CALLE EL SAUZAL
Rent to Own Eligible
Capistrano Garden Homes
Single Family Home
San Juan Capistrano, CA 92675
2
1
1020 ft2
1971
New
30998 CALLE SAN DIEGO #84D
Rent to Own Eligible
 
Townhouse/Condo
San Juan Capistrano, CA 92675
2
1
866 ft2
1971
1 of 76 30691 CALLE CHUECA
Rent to Own Eligible
 
Single Family Home
San Juan Capistrano, CA 92675
3
3
1345 ft2
1965
1 of 48 33161 Ocean Bright
Rent to Own Eligible
 
Townhouse/Condo
Dana Point, CA 92629
2
3
1582 ft2
1982
1 of 19 2 Coral Rdg
Rent to Own Eligible
Laguna Heights
Townhouse/Condo
Laguna Niguel, CA 92677
3
2
1225 ft2
1986
8 Coral Rdg
Rent to Own Eligible
Laguna Heights
Townhouse/Condo
Laguna Niguel, CA 92677
2
2
1120 ft2
1986
6 CLEARWATER CT #197
Rent to Own Eligible
Laguna Heights
Townhouse/Condo
Laguna Niguel, CA 92677
2
2
1164 ft2
1987
New
10 DAYTONA DR #124
Rent to Own Eligible
Laguna Heights
Townhouse/Condo
Laguna Niguel, CA 92677
2
2
820 ft2
1986
15 AVALON CV #19
Rent to Own Eligible
Laguna Heights
Townhouse/Condo
Laguna Niguel, CA 92677
2
2
820 ft2
1986
New
193 SHOREBREAKER DR
Rent to Own Eligible
Bear Brand At Laguna Niguel
Townhouse/Condo
Laguna Niguel, CA 92677
2
2
1040 ft2
1989
15 Avalon Cv
Rent to Own Eligible
Laguna Heights
Townhouse/Condo
Laguna Niguel, CA 92677
2
2
850 ft2
1986
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Buying a Home in San Clemente, CA

San Clemente, CA is seeing rapid growth and San Clemente, CA's' housing market remains not optimal with an average home price that is 328% above the 2024 national average. San Clemente, CA is part of Orange county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Orange is 0.56% which is below the national average, which is 0.99%.

Median Home Price in San Clemente, CA

Median Rent in San Clemente, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in San Clemente, CA

Modern, coastal homes! This "Spanish Village by the Sea" boasts several modern, tropical homes, averaging 5 years and newer. However, contemporary beachfront housing comes at premium prices, typical of coastal regions. San Clemente median house value has grown 97.53% since 2000; this is higher than California's average rate at 81.51%. Nevertheless, rent to own houses and rent to ow

n condos/apartments offer affordable options in Calle Conchita and Tesoro neighborhoods.

Fast growing communities! Orange County has grown 27.1% since 2000. This growth rate is double California's average and much higher than the national average (at 9.71%). Business investors enjoy this high consumerism culture in Orange County, which is showing the healthiest retail markets in the country. Retail vacancy rates are at an impressive 1.6% in the Huntington Beach area and 2.3% in the Bella Terra community.

The best housing comeback! Housing is driving San Clemente's robust pace of improvement. Orange County leads the state and the nation in the recovery from the recent recession. Home-owners in the city average 64.2% compared with the rest of the state at 59.7%. Median price asked for homes in San Clemente is 167% greater than the California average. Cost of living factors and location form the basis of these calculations. Neighborhoods in Avenida Delores and Telega might prove to be affordable housing leads.

Exciting rental apartment deals! The apartment market continues to outperform all major real estate properties. Quality apartments will sit on the market for less than five weeks at a time. Although strong demand for townhouses are tightening rental vacancy rates at 6.8% and pushing median rental rates at 28.8% (greater than the state), scouting around promises to bring valuable deals. Rent to own homes are still smart options and may be found in places like Pacific Pointe and Seacrest.

Opportunities for entrepreneurs! Demand for retail and industrial space is not expected to wane anytime soon as investors scoop up retail properties and industrial buildings to meet population growth. Unemployment in the town was at 5.8% below the state average of 8.5%. Construction posted an overall increase in jobs totaling 7,800. Specialty trade contractors (like Del Monte and Costa Mesa region) account for 74% of the growth (OCBX).

Visit historic San Clemente! Just south of I-5 on Avenida Del Mar is the most walkable part of the city and the heart of historic San Clemente -- namely, Old City Plaza. This is a stimulating environment with lots of chic eateries (including South of Nick's) and bars.

Dance to the rhythm by the oceanfront! The Ocean Festival is one of the city's most popular annual events that include surfing and body boarding contests. Further into the city is the annual Fiesta Street Festival, which plays live music and attracts 25,000 people to its Southern California Coast.

Hike and bike fitness! The Forster Ridgeline and the San Juan Creek in the city provide exciting local trails for hiking, biking and even canoeing fitness!

See why President Nixon moved here! This city so impressed President Richard Nixon that he bought his home on the beaches of San Clemente, in the Cotton Pointe Estates. This Spanish-style mansion is modeled after a country home in San Sebastian, Spain.

Surfing hotspot! San Onofre is ideal for beginning surfers who need gentler waves. To the south of San Clement is the famous Trestles beach with the best waves in the region.

Absorb the Spanish ambiance! Almost 90 years since its founding, San Clemente maintains many of its meticulous, Spanish colonial architecture. Take a self-guided tour to Casa Romantica to see its decorative Revival style, and view the Historic City Hall along the way.

Breathtaking waterfront! You'd be hard pressed not to find a beach a few minutes from the town; three popular coastlines in the area are: Doheny Beach, Trafalgar Street Beach and San Clemete City Beach.

Shopping varieties! El Camino Plaza Shopping Center and Plaza Pacifica Shopping Center both offer numerous clothing chains, restaurants, theaters and food courts for the bourgeoning taste of the city.