Rent to own Homes in Punta Gorda, FL

Situated on the scenic Charlotte Harbor, Punta Gorda, FL, offers small town appeal in a picturesque setting. Nestled along Florida's south-central Gulf Coast, Punta Gorda is easily accessible via Interstate 75. This city of 17,000 boasts moderate year-round temperatures in the waterfront community. Outdoor enthusiasts and warm-weather lovers will see Punta Gorda as their dream city to call home. From outdoor exercising to waterfront shopping and dining, Punta Gorda encourages its residents to soak up the area's natural beauty.

Punta Gorda, FL is a great place for affordable rent-to-own homes! With a median household income of over $61,868 and a median rent of $1,152, the Punta Gorda, FL rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Punta Gorda, FL. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Punta Gorda, FL rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
21093 INDIANA AVE
Rent To Own
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
3
1
851 ft2
1960
1 of 21 Lake Worth Blvd
Rent To Own
O'hara
Single Family Home
Pt Charlotte, FL 33948
3
2
1188 ft2
1338 WILMETTE ST
Rent To Own
Port Charlotte
Single Family Home
Punta Gorda, FL 33980
2
2
1330 ft2
1984
20013 BEULE CT
Rent To Own
Port Charlotte
Single Family Home
Port Charlotte, FL 33952
2
2
900 ft2
1985
1 of 20 NW 25th Pl
Rent To Own
 
Single Family Home
Cape Coral, FL 33993
4
2
1757 ft2
NE 20th Ave
Rent To Own
 
Single Family Home
Cape Coral, FL 33909
3
2
1782 ft2
1 of 21 NE 16th Pl
Rent To Own
 
Single Family Home
Cape Coral, FL 33909
3
2
1302 ft2
1 of 21 NW 9th Street
Rent To Own
 
Single Family Home
Cape Coral, FL 33993
3
2
1268 ft2
1 of 11 Evergreen Rd
Rent To Own
 
Single Family Home
Fort Myers, FL 33967
4
2
1223 ft2
67 W NORTH SHORE AVE
Rent To Own
 
Single Family Home
North Fort Myers, FL 33903
3
2
1803 ft2
1950
314 SE 21ST LN
Rent To Own
 
Single Family Home
Cape Coral, FL 33990
3
2
1659 ft2
1998
SE 32nd Ter
Rent To Own
 
Single Family Home
Cape Coral, FL 33904
2
2
1353 ft2
SW 38th St
Rent To Own
 
Single Family Home
Cape Coral, FL 33914
3
2
1377 ft2
Ford St
Rent To Own
 
Single Family Home
Fort Myers, FL 33916
3
1
1200 ft2
1 of 44 4220 SE 8TH PL
Rent To Own
 
Single Family Home
Cape Coral, FL 33904
4
4
2411 ft2
1975
New
1024 HARBOR TOWN DR
Rent To Own
 
Single Family Home
Venice, FL 34292
3
3
1880 ft2
1995
Hot
1 of 6 6754 CANDLEWOOD DR
Rent To Own
Cypress Lake
Single Family Home
Fort Myers, FL 33919
3
2
1964 ft2
1964
1652 S HERMITAGE RD
Rent To Own
Cypress Lake
Single Family Home
Fort Myers, FL 33919
4
2
1650 ft2
1971
Hot
840 QUEEN RD
Rent To Own
South Venice
Single Family Home
Venice, FL 34293
2
1
946 ft2
1955
27th St SW
Rent To Own
 
Single Family Home
Lehigh Acres, FL 33973
3
2
1787 ft2
Venice Ave N
Rent To Own
Harris
Single Family Home
Lehigh Acres, FL 33971
4
3
2461 ft2
Fuchsia Rd
Rent To Own
San Carlos Park
Single Family Home
Fort Myers, FL 33967
3
2
1655 ft2
New
10104 N SILVER PALM DR
Rent To Own
 
Single Family Home
Estero, FL 33928
3
3
2094 ft2
2005
Hollywood St
Rent To Own
 
Single Family Home
Lehigh Acres, FL 33936
2
2
1287 ft2
1 of 16 18150 BENDING WILLOW CT
Rent To Own
 
Single Family Home
Punta Gorda, FL 33982
4
3
2356 ft2
2010
98 VIVANTE BLVD #6-204
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1485 ft2
2007
2601 W MARION AVE #48B
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1168 ft2
1986
New
2334 MAGDALINA DR #B
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
4
4
2032 ft2
1982
New
7665 W LENOX CIR
Rent to Own Eligible
Edison College Area
Single Family Home
Punta Gorda, FL 33950
2
2
1510 ft2
2018
1518 SUZI ST
Rent to Own Eligible
Punta Gorda Isles
Single Family Home
Punta Gorda, FL 33950
3
2
1884 ft2
1995
101 N MARION CT #225
Rent to Own Eligible
 
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1592 ft2
1991
3224 WHITE IBIS CT #B21
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1200 ft2
1981
208 LEWIS CIR #5A
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1180 ft2
1985
101 N MARION CT #222
Rent to Own Eligible
 
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1592 ft2
1991
3600 BAL HARBOR BLVD #1G
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1089 ft2
1984
1 of 26 2220 EL CERITO CT
Rent to Own Eligible
Punta Gorda Isles
Single Family Home
Punta Gorda, FL 33950
3
2
1596 ft2
1970
180 HIBISCUS DR #112
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
3
2
2022 ft2
2002
3203 RIVERSIDE DR #B
Rent to Own Eligible
Cleveland
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1105 ft2
1980
255 W END DR #4411
Rent to Own Eligible
 
Townhouse/Condo
Punta Gorda, FL 33950
2
2
1351 ft2
2005
New
89 VIVANTE BLVD #21-304
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
3
3
2338 ft2
2006
1600 W MARION AVE #234
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
3
2
1823 ft2
1990
181 TROPICANA DR #1411
Rent to Own Eligible
Punta Gorda Isles
Townhouse/Condo
Punta Gorda, FL 33950
3
2
2022 ft2
2004
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Buying a Home in Punta Gorda, FL

Punta Gorda, FL is seeing rapid growth and Punta Gorda, FL's' housing market remains not optimal with an average home price that is 57% above the 2024 national average. Punta Gorda, FL is part of Charlotte county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county Charlotte is 0.96% which is below the national average, which is 0.99%.

Median Home Price in Punta Gorda, FL

Median Rent in Punta Gorda, FL

Rent to own homes offer low monthly payments and flexible terms.

Top 5 Reasons to Live in Punta Gorda, FL

Waterside shopping and dining! Punta Gorda's Fisherman's Village offers something for everyone. The city's informal gathering spot, Fisherman's Village, serves as a secure marina for up to 100 boats. Residents can enjoy fresh seafood and refreshing cocktails at The Captain's Table or Harpoon Harry's. Shopping opportunities abound at Fisherman's Village as well, thanks to locally owned boutiques and art galleries. Fisherman's Village also offers an active event calendar featuring a holiday Festival of Lights, Fourth of July celebration and weekly live music.

Pathways for hikers, bikers, joggers and more! The Punta Gorda Pathways system features 18 miles of bicycle and pedestrian trails. A walk, jog or ride down the 3-mile Harbourwalk offers views of Veteran's Memorial Garden and an interactive fountain.

Historic downtown with plenty of activities! Historic downtown Punta Gorda offers scenic waterfront views as well as plenty of attractions. Grab a bite to eat at River City Grille. Relax and unwind at Spago Day Spa. The revitalized downtown's city murals that adorn downtown will give you a glimpse into the city's history.

Key West-style homes throughout downtown! Living near Punta Gorda's historic downtown district places residents in the heart of the city's vibrant culture. Historic homes in residential areas surrounding downtown feature tin-roofed homes with sprawling verandas. These homes will leave you feeling like you're living a few hours further south in Key West. Embrace the Old Florida atmosphere by living downtown and near local spots such as the Gilded Grape WInery or Blanchard House Museum.

Waterfront homes at many price points! Soak up the scenic beauty of Punta Gorda from your own backyard. Rent to own houses are available in many waterfront communities. Live adjacent to Twin Isles Country Club, or find a home in nearby Punta Gorda Isles, which makes Charlotte Harbor your own backyard. Both of these neighborhoods offer direct and canal front access to Charlotte Harbor.