Rent to own Homes in Oceanside, CA

Oceanside, California, combines the sun and surf of a typical West Coast beach town with a laid-back attitude. Oceanside is an affordable destination for those seeking refuge from the desert-like heat of areas further inland and can't afford to pay an arm and a leg for beach side living. Oceanside is far from a resort community; it is alive with families, surfers and students who live, work and play near California's beautiful coast.

Oceanside, CA is a great place for affordable rent-to-own homes! With a median household income of over $75,411 and a median rent of $1,803, the Oceanside, CA rent-to-own market is more affordable than the traditional housing market which has shown tremendous growth across the U.S. and with it, aggressive competition for home purchases. With the current housing shortage trend it can make it harder to become a homeowner, including in Oceanside, CA. This means higher than average down payments for homes and higher qualification standards for conventional home loans. With a rent-to-own property, tenants are also buyers. You can live in the house for a set amount of time before you purchase it, meaning that you get to know the house, your neighbors, and your community before making the final purchase. This enables you and your family to make the right choice based on both information and experience. Rent-to-own is also a great alternative way to get into a home if you have bad credit or don't have enough saved for a down payment.

Check out Oceanside, CA rent to own homes for sale, which may include auction properties, for sale by owner, and more.
Showing 1 - 44 of 440
Hot
1 of 33 1588 SAPPHIRE DR
Rent To Own
 
Single Family Home
Carlsbad, CA 92011
4
4
2570 ft2
2000
1 of 18 910 Caminito Madrigal
Rent To Own
 
Multifamily (2 - 4 Units)
Carlsbad, CA 92011
2
2
1181 ft2
1980
New
6314 EL APAJO
Rent To Own
 
Single Family Home
Rancho Santa Fe, CA 92067
10
7
25000 ft2
2007
7790 CHADAMY WAY
Rent To Own
Torrey Highlands
Single Family Home
San Diego, CA 92130
5
5
3283 ft2
2012
22368 WALNUT ST
Rent To Own
Wildomar
Single Family Home
Wildomar, CA 92595
4
1
1563 ft2
1986
1011 AVENIDA AMANTEA
Rent To Own
Muirlands
Single Family Home
La Jolla, CA 92037
5
6
5790 ft2
1964
1 of 109 15125 LIGHTHOUSE LN
Rent To Own
Lake Edge District
Single Family Home
Lake Elsinore, CA 92530
4
3
2197 ft2
2003
21710 APPALOOSA CT
Rent To Own
Tuscany Hills
Single Family Home
Canyon Lake, CA 92587
3
4
3550 ft2
1991
6941 FITCH CT
Rent To Own
Linda Vista
Single Family Home
San Diego, CA 92111
5
4
2400 ft2
1960
26 VISTA MONTEMAR
Rent To Own
Niguel Summit
Single Family Home
Laguna Niguel, CA 92677
5
6
6351 ft2
1998
9456 RIVERVIEW AVE
Rent To Own
 
Single Family Home
Lakeside, CA 92040
4
2
1938 ft2
1952
New
1 of 130 12044 Royal Rd
Rent To Own
 
Single Family Home
El Cajon, CA 92021
3
2
1404 ft2
2004
Hot
15217 KENSINGTON PARK DR
Rent To Own
 
Townhouse/Condo
Tustin, CA 92782
3
3
1676 ft2
2007
831 PARSLEY WAY
Rent to Own Eligible
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92057
2
2
1122 ft2
1975
New
3541 CAMEO DR #105
Rent to Own Eligible
Mira Costa
Townhouse/Condo
Oceanside, CA 92056
3
2
1141 ft2
1992
4223 VISTA DEL RIO WAY #3
Rent to Own Eligible
San Luis Rey
Townhouse/Condo
Oceanside, CA 92057
2
3
1210 ft2
1984
3902 Vista Campana N
Rent to Own Eligible
Oceana
Single Family Home
Oceanside, CA 92057
2
2
1347 ft2
1972
1 of 45 3544 RIDGEWOOD WAY
Rent to Own Eligible
 
Townhouse/Condo
Carlsbad, CA 92010
2
2
1112 ft2
1985
New
340 BELFLORA WAY
Rent to Own Eligible
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92057
4
3
1921 ft2
1997
New
1732 CALLE PLATICO
Rent to Own Eligible
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92056
3
3
1511 ft2
1988
New
646 ANN ST
Rent to Own Eligible
North Valley
Single Family Home
Oceanside, CA 92057
3
2
1266 ft2
1970
1393 TEMPLE HEIGHTS DR
Rent to Own Eligible
Peacock
Single Family Home
Oceanside, CA 92056
2
1
873 ft2
1979
1849 VIA PRIMERO
Rent to Own Eligible
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92056
3
3
1511 ft2
1989
New
1338 OLIVE AVE
Rent to Own Eligible
 
Single Family Home
Vista, CA 92083
3
2
1066 ft2
1960
New
3586 NINA ST
Rent to Own Eligible
Mira Costa
Single Family Home
Oceanside, CA 92056
2
2
872 ft2
1973
New
4873 MEADOWBROOK DR
Rent to Own Eligible
Peacock
Single Family Home
Oceanside, CA 92056
3
2
1509 ft2
1988
1209 PASEO HERMOSA
Rent to Own Eligible
Guajome
Single Family Home
Oceanside, CA 92056
2
2
977 ft2
1987
130 POLK ST
Rent to Own Eligible
Guajome
Single Family Home
Oceanside, CA 92057
3
2
1372 ft2
1984
1 of 48 747 FOXWOOD DR
Rent to Own Eligible
North Valley
Single Family Home
Oceanside, CA 92057
3
3
1722 ft2
1989
298 AVENIDA DESCANSO
Rent to Own Eligible
North Valley
Single Family Home
Oceanside, CA 92057
3
2
1024 ft2
1979
2528 CHEYNE WAY
Rent to Own Eligible
Tri-City
Townhouse/Condo
Oceanside, CA 92056
4
4
2213 ft2
2020
1505 AVENIDA OCEANO
Rent to Own Eligible
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92056
3
2
1494 ft2
1989
New
4178 BAYCLIFF WAY
Rent to Own Eligible
Lake Park
Townhouse/Condo
Oceanside, CA 92056
2
2
1000 ft2
1979
615 FREDRICKS AVE #144
Rent to Own Eligible
San Luis Rey
Townhouse/Condo
Oceanside, CA 92058
3
2
1129 ft2
1978
1 of 26 4656 CORDOBA WAY
Rent to Own Eligible
Ocean Hills
Single Family Home
Oceanside, CA 92056
2
2
1444 ft2
1984
New
245 STAGE COACH RD
Rent to Own Eligible
Oceana
Townhouse/Condo
Oceanside, CA 92057
3
2
1486 ft2
1974
3522 PEAR BLOSSOM DR
Rent to Own Eligible
Oceana
Single Family Home
Oceanside, CA 92057
2
2
1046 ft2
1973
1454 RANCHO ROSE WAY #15
Rent to Own Eligible
Guajome
Townhouse/Condo
Oceanside, CA 92057
3
3
1379 ft2
2004
510 CALLE MONTECITO #60
Rent to Own Eligible
North Valley
Townhouse/Condo
Oceanside, CA 92057
2
1
806 ft2
1985
355 VENETIA WAY
Rent to Own Eligible
Ivey Ranch - Rancho Del Oro
Single Family Home
Oceanside, CA 92057
3
3
1481 ft2
1999
3571 GUAVA WAY
Rent to Own Eligible
San Luis Rey
Townhouse/Condo
Oceanside, CA 92058
2
2
1017 ft2
1983
1021 Costa Pacifica Way
Rent to Own Eligible
Downtown Oceanside
Townhouse/Condo
Oceanside, CA 92054
2
2
1143 ft2
2009
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Buying a Home in Oceanside, CA

Oceanside, CA is seeing rapid growth and Oceanside, CA's' housing market remains not optimal with an average home price that is 147% above the 2024 national average. Oceanside, CA is part of San Diego county and taxes are an important factor to consider when purchasing a home whether through rent to own or a traditional purchase. The average tax rate as of 2024 for county San Diego is 0.61% which is below the national average, which is 0.99%.

Median Home Price in Oceanside, CA

Median Rent in Oceanside, CA

Rent to own homes offer low monthly payments and flexible terms.

Top Reasons to Live in Oceanside CA

Housing Statistics Due to the large military population just to the north on Camp Pendleton, the percentage of renters to homeowners is almost even; just 58% of people living in Oceanside own their own homes. The apartment vacancy rate is only around 5%, half of the national average. Oceanside is generally a less expensive alternative to the city's Carlsbad neighbors to the south, so it can be tricky to find a rental to fit a tight budget. Home rentals can be scarce and expensive, so most available rentals are in apartment complexes or multifamily homes. The average listing price for a home in Oceanside is $526,525 and the median sales price is around $350,000. There are still opportunities to pick up a deal in foreclosures around Oceanside, with some sellers offering rent to own contracts for families interested in becoming homeowners.

Largest Employers and Industries The largest employer in Oceanside is Tri-City Medical Center. Tri-City staffs 1,900 employees at doctors' offices, an outpatient surgical center, and a hospital in Oceanside. The City of Oceanside itself employs the second highest number of employees at around 1,060, and Mira Costa College comes in third with 1,000 employees.

Local Shopping There are plenty of locally owned shops in Oceanside. Pacific Coast Cycles on Coast Highway offers a large variety of bikes, ranging from colorful beach cruisers to slick racing bikes. Their clientele of loyal customers are a testament to their high level of proficiency and service. Real Surf Surf Shop on Coast Highway is a go-to for surfers and swimmers alike. They are family owned and beach bum approved. Cigar Grotto, also on Coast Highway, is the perfect shopping destination for even the most particular of cigar aficionados. Oceanside Photo & Telescope is one of the only shops in the area to offer telescopes and star gazing tools. They even let customers try out their new equipment after the sun sets. Ladies in need of some stylish new beachwear should check out Closet on Mission Avenue. They offer a selection of outfits with a beach vibe for every occasion at reasonable prices. Hut No. 8 on Oceanside Boulevard is a resale shop for men and women with a selection of high end clothes at affordable prices. Customers can also trade in their designer brands when it's time for a change.

Neighborhood Guide Although Oceanside is best known for its beaches, it is a large and densely populated city full of unique neighborhoods. Here are some you should know about: